Our loaning Services

Kartikay Finance specializes in all types of loan services. Over the years, we have garnered a reputation for providing speedy and reliable loan packages to our customers. With an extensive network in the Kumaon region of Uttarakhand, we are readily accessible to people who are looking for any loan products.

Business Loan

Want to start a new business but don’t have the capital for it? Don’t worry! We are here for you. Taking the first step towards your financial independence can be a scary thought and we don’t want you to give up on your idea. We provide loans for all businesses- startup business loan, unsecured MSME business loan, loan against FD, loan without collateral; to name a few. Our loans are mostly approved by government channels so you can sit back and relax.

Education Loan

With soaring education costs, knowledge has become a privilege but we believe no bright minds should be left behind. As you take the leap of faith towards your dream career, we will be standing right by your side. To cater to your needs, we have come up with packages that get you quick loans before admission, loan for higher studies in India as well as abroad, loan without collateral, low-interest rates and long repayment tenure. These packages are specially designed keeping the needs of the students at the forefront.

Home Loan

With Kartikay Finance, you can avail multiple benefits and expedite the process of getting a house. We have several packages designed especially for defence and army personnels. With zero down payment and minimal loan processing fee, the process becomes hassle-free for first time buyers. The packages are designed in a way to provide longer repayment tenures, maximise tax benefits and subsidise interest rates. There is something for everyone to choose from. 

Loan Against Property

To make things uber simple for you, we provide loans against property with minimal documentation. These mortgage loans are designed in a way to provide maximum funding with increased repayment tenure. Loans against Commercial property, residential property, industrial property, agricultural lands, property documents and many more come under the ambit of our services.

Loan Takeover

When you transfer your loan from one bank to another for the first time, we make sure you don’t have to do it again. Transfer process seems quite complicated and needs a thorough understanding. We guide you through the process and make sure that you save up on EMIs and avail better interest rates. With us, you can apply for the takeover of personal loan, plot loan, mortgage loan, business loan, car loan, education loan and others. All the packages are double checked so that you do not fall into the trap of hidden charges.

Personal Loan

Whether you need money for an upcoming wedding or want to travel the world, Kartikay Finance will customize packages as per your needs. We offer instant personal loans with basic documentation and short processing time. These loans are available with zero hidden charges and flexible EMIs. Use our services to pay for education, travel, hostel fees, car, medical bills, wedding events or to get out of bad debt.

Plot Purchase Loan

Plot purchase loans are not easily financed and to avoid the risk of rejection, we step in. We have affordable loans for salaried people as well as self-employed people. Be it a residential plot loan or a commercial plot loan, we customize our plans according to your desires. With the highest standards of ethics being followed, you can blindly trust us in your endeavours.


A car purchase is still a major financial decision in many Indian households so, comparing different loan products becomes extremely important. After going through all available options in the market, we bring to you loans that offer financing on-road price of the car with a minimum down payment. Our loan services can be curated for a two-wheeler as well as a four-wheeler. A vehicle loan is not just meant for a new purchase, but a used car loan can also be financed. If you have a glittering credit history, we can help you get a pre-approved loan that offers maximum ease. So, choose us to kick start the life of your dreams.